Suite 8, L18, Waterfront Place 1 Eagle Street Brisbane QLD 4000 AU

Frequently Asked Question

  • Investment-grade properties apportioned into affordable fractions.

  • Personalized risk and return profile with either the growth or income strategy, or balance your portfolio with a mix of both.

  • Access to liquidity anytime and anywhere

  • Earn net rental income and capital returns.

Democratizing Property Investment

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We bring you investment grade properties in affordable, accessible and tradable fractions. We remove the need for significant capital outlays, effectively eliminating the single largest obstacle in property investment. Now everyone has access to affordable investment grade real estate opportunities!

What are Property Fractions?

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Fractional ownership divides a property into more affordable segments. Fractional units allow you to purchase a portion of a property while enjoying the benefits of property ownership. You can construct property investment portfolios specifically tailored to your individual risk and return preferences, whilst providing diversification and efficiency that traditional property investments are unable to.

Personalize Your Investment

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Choose to invest in either growth or income tranches, or create a balance portfolio based on your personalized investment targets and risk preference. Fractional tokens provide the versatility, diversification, and efficiency to allow you to do what you want to!

Frequently Asked Questions

What is FracProperty?

FracProperty is the first financial technology platform in Asia-Pacific to offer investment-grade properties in bite-sized digital tokens that anyone can invest.

What is Fractional Ownership?

Under the Fractional Ownership concept, a property is divided into many smaller affordable units. This division into units allow more than one buyer to purchase the property.  Investors of property fractions do not need to incur hefty initial capital outlays, rely on bank loans, or appoint agents or third parties to conduct the transactions. Investors benefit from regular income distributions, as well as a potential capital gains on the investments.

How does FracProperty select properties?

FracProperty’s investment team comes with years of real estate investment experience. We leverage on both qualitative and quantitative analytics to generate the optimum results. Our artificial intelligence (AI) platform dramatically quickens and simplifies tiresome processes and experiences involved in identifying and selecting investment-grade properties.

FracProperty’s proprietary AI algorithm analyzes hundreds of datasets such as housing prices, short-term rentals, historical transactions and neighborhood features to find the highest yielding properties in major cities across the region. The algorithm is the core Intellectual Property of SpeedProp (the holding company of FracProperty), developed by a team of in-house researchers headed by an Oxford-trained Data Scientist.

Does FracProperty make investment recommendations?

FracProperty serves as a platform that provide investors with relevant information to make informed decisions on real estate. FracProperty does not make any recommendations about any properties, and investors should carry out their due diligence before committing to purchasing any property fractions.

Is FracProperty licensed to deal in fractional properties?

Our fractionalization platform operates under an Australian Financial Service License (AFSL) issued by the Australian Securities and Investments Commission (ASIC).  The AFSL allows us the right to issue, apply for, acquire, vary or dispose of various classes of financial products to both retail and wholesale investors.

What is the minimum/maximum investment limit?

The minimum investment is the price of a single fraction that is offered on the platform. The maximum limit is stipulated by the Investment Manager subject to local regulations on non-resident holdings.

How are tokens valued in the asset pool?

The value of the total tokens must be equivalent to the value of the total assets in the pooled fund.  For example, if the total value of the assets are AUD 10 million and there are 100,000 tokens issued, the value of each token will be AUD 100.

How is the valuation of the properties done, and how often?

Registered valuers in the home country where the properties are domiciled will be engaged to conduct the valuations. All properties are valued according to the required timeline, with market appraisals conducted by an external firm of licensed, independent valuers. The valuations will serve as a price guide for investors to the properties and will affect the pricing of the fractions depending on the results of the valuation process (i.e. up if the appraisal is higher and down if it is lower).

How are the rental distributions and capital returns calculated?

Rental will be distributed on a quarterly basis after applicable fees and expenses are paid and accrued. Capital returns will be imputed into the fraction pricing based on valuations on the respective properties in the asset pool.

Who holds the title/rights of the property?

For properties held under Trust, the Trust Company holds the respective properties on trust for the fraction owners. The Trust Company acts as a sub-custodian of each property held under Trust and becomes the registered proprietor of the property.

How do I verify what I bought?

Investors of fractional properties will be able to view their purchases on the My Account section of the website.  The My Account section will provide details of your fractional holdings including balances, payout amounts, maturity dates of fractions (if any) and other relevant information.

What are the risks associated with investing with FracProperty?

As with any investments, investing with FracProperty has associated risks. We encourage investors to invest carefully, and to get personal advice from professional investment advisors and to make independent investigations before acting on information published on this site. All investors are advised to fully understand all risks associated with any kind of investing they choose to do. Note that past performance is not necessarily indicative of future results.

Are there any property investment risks?

All investments, including real estate, are speculative and involve substantial risk of loss. The performance and the value of any properties are subject to general economic conditions and property market risks and may affect future income distributions, capital gains/losses, and premiums on buybacks.

Does FracProperty offer any guaranteed returns?

We do not guarantee any returns on the investments we offer on our platform.  We advise investors to be wary of any schemes that claim to provide guaranteed returns.

Is there a limit to investors’ liability?

Yes. The liability for any investor is limited to the amount of capital that is invested.

What is the currency rate that is used for the transactions?

All transactions on the FracProperty platform will be in Australian Dollars (AUD). In determining the Australian Dollar equivalent, the exchange rate used shall be the average of the buy and sell exchange rates (or mid-rate) announced by the Reserve Bank of Australia for Australian Dollars for the date on or as of the previous working day the determination is made.

Are there any eligibility requirements to invest via FracProperty?

Unless you are a US citizen or permanent resident of the United States, investments on the FracProperty platform are open to all investors regardless of “accredited investor status” requirements or your citizenship.

Individuals must be 18 years or older to qualify as an investor and to use the services provided on the Platform. We reserve the right to request evidence for age verification when required. Age requirements may differ according to each country’s jurisdiction where applicable.

Investors are required to complete our standard Know Your Client (KYC) procedures, as well as provide identity verifications and details of your preferred modes of payments and bank information (for funds to be credited to your accounts).

Why should I register for online account access?

With online access to your account you can:

  • Invest in security tokens
  • View your account balance and transactions
  • View your statements
  • Update your account information

How safe is it to transact on FracProperty?

All transactions on the FracProperty platform are processed with strict security using the Secure Sockets Layer (SSL) protocol, the security standard used by the world’s top financial institutions. Upon login, a padlock icon will be shown in the status bar (the area where your web address is).

What is FracProperty’s Affiliate Program?

Our FracProperty Affiliate Program is designed specifically to reward members and investors who refer their family and friends to our site. Each referral will earn our reward tokens that can be used for a variety of rebates and promotions that we will offer from time to time.